Existing for your Protection – Safety in Numbers

It was to address specific concerns brought on by the currently charged medico-legal climate we now have to cope with as medical specialist professionals, that FOGSI devised and launched this tailor made scheme, which was made possible by negotiating with insurance companies as a national professional organization to protect member interests.

• This policy offers coverage to all participating FOGSI members as well as the medical establishments owned by members.
• Clubs the standard policy with an errors and omission policy for medical establishments.
• A formal MOU defines the relationship and FOGSI submits a members list of participants to the insurance carrier annually.

Administrative Structure

A unique committee of seven members consisting of 3 FOGSI representatives, 3 insurance company representatives and 1 solicitor, has been formulated to administer the scheme, to speak for and defend the interest of individual FOGSI members.

• The committee will discuss the claim submitted and will decide whether to compromise or contest the case in the interest of the member. This would avoid needless long drawn legal formalities in weak cases .
• All cases, including criminal cases (not covered by traditional individual policies) will be defended by the insurance company. Only if criminality is proved will the member will have to reimburse legal costs.
• A generous maximum legal expense equaling 25% of allowable claim is permitted with expenses exceeding this allowable if ratified.

Features of Scheme

For all the above mentioned benefits there is no additional payment with the standard premium giving members all of those. With a small loading unqualified staff are also covered under this policy.

Welcome Aboard - Why you need this Policy right now

There is no doubt that of all the medical specialties, our branch of obstetrics, gynecology, infertility management and gynecological endoscopy is considered to be at the highest medico-legal risk, with anything less than an optimal outcome being considered unacceptable by our patients and their families.

• This is an indemnity insurance scheme that is more sympathetic to the needs of our own specialty.
• The policy will safeguard all participating FOGSI members.
• Negotiations undertaken by FOGSI for members giving the benefit of safety in numbers when dealing with the insurance carrier and the credibility of organizational backup.
• Total medico-legal support by experienced FOGSI members.
• The solicitor will help appoint the best lawyers in the local area to contest the case.
• Final cost settlement will be done by FOGSI.

The FOGSI Medical Indemnity Scheme offers members all the advantages of conventional insurance cover with the added benefits negotiated on your behalf by FOGSI on your behalf, at no extra cost.

Hence for tension free clinical practice either switch to the FOGSI policy when next due for renewal or use this as a supplementary or additional policy.

For details and participation submit the annexed forms or write to or call FOGSI Medical Indemnity Scheme at the FOGSI Office.

Uploaded in February 2010